LOANS
For All Reasons
American Community FCU has excellent loan programs for its members. We
have a variety of loan options to help you consolidate debt, buy a home, purchase
a new or used vehicle, plus much more.
You'll appreciate our low rates, flexible terms, and
hassle-free application process. We are dedicated to providing you with the excellent
service you deserve.
Use our Online Loan Calculator to estimate your interest
payments over the term of your loan.
You can also apply for a loan online.
Vehicle Loans
 Whatever
your need in a car, American Community Federal Credit Union has the loan you need.
In the market for a new car? A used car? Whatever the dealer cost, you will save
when you finance your new car with an automobile loan with us.
Come to us for the best interest rates and payment terms.
Visit N.A.D.A. online for vehicle pricing
information or pick up a FREE guide at the credit union.
Check out our Vehicle Loan rates.
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Home Loans & Mortgages
 Our
Home Equity Loans Can Help You Make Things Happen!
You can make your home a castle, consolidate your bills, or use the equity
in your house for any good reason.
Think about what you could do: add a deck, kitchen or bath, pay for an education,
take a special vacation, and more. Your opportunities are unlimited!
Even better, the interest you pay on a Home Equity Loan is usually tax deductible.
Check with your tax advisor.
Fixed Rate Home Equity Loan
Take advantage of our low rate and choose a term up to 10 years. You can borrow
up to $80,000 of the equity in your home based on the equity minus your first
mortgage.
The application fee is a low $100.00.
Variable Rate Home Equity Line Of Credit
With our Variable Rate Home Equity Line of Credit you can borrow up to $50,000
(depending on the equity in your home minus your First Mortgage). Borrow it as
you need it!
The application fee is a low $100.00.
Check out our low rates today!
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Second Mortgages
If you're looking to purchase your first home, step up to a larger home, or
refinance at today's lower rates American Community FCU has the first or second
mortgage program for you. You can choose from a fixed or adjustable rate mortgage
with the affordable repayment term that suits your budget. Our experienced loan
representative will help you choose the mortgage that's right for you.
Home Improvement Loans
If a new roof, bathroom, or deck is in your house's future, call us. Whatever
your home improvement need, a Home Improvement Loan can help put your home in
fine shape.
Call us at 717-264-5432 to find out what we can do for you.
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Share Draft Line Of Credit
A Share Draft Line of Credit is a very convenient loan option for emergencies
or other needs.
Your Personal Line of Credit has a set amount of credit that is available to
you. You can then draw on this line of credit as you need it. No re-applying or
re-approval. It's ready when you need it for unexpected expenses or needs.
Check out our Line of Credit rates.
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Share Secured Loan
 Your
strong commitment to savings can provide you with the security you need for a
loan.
With the accumulated funds in your certificate or share savings account, you
can apply for a loan. No need to take the money out; use it to secure the funds
that you need while you continue to earn dividends.
Check out our Share Secured Loan rates.
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Debt Consolidation
If your bills are out of control, one of the most popular options
is to consolidate your debt into one loan. You could reduce your total monthly
payment and take the pressure off your wallet.
Call or stop by the credit union for the complete details. Let
us take an objective look at your financial situation. We'll be happy to explain
all of your options.
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Loan Calculator • Loan
Application
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